A Term Loan is a fixed amount of loan provided to businesses for a specific purpose, which is repaid over a defined period through regular EMIs. It is ideal for expansion, asset purchase, or long-term investments.
It is a loan where a business receives a lump sum amount upfront and repays it in fixed monthly installments (EMIs) over a set tenure. Interest is charged on the full loan amount.
Clear funding for specific needs
Flexible Tenure Options
Easy financial planning
Can be Secured or Unsecured
Suitable for Long-Term Business Growth
₹1 Lakh to ₹10 Crore+
Approx 9% – 24% p.a.
1 – 10 years
Based on financials & credit profile
Fixed EMI
(Principal + Interest)
It provides structured funding with fixed repayment, making it ideal for planned investments and business growth without cash flow uncertainty.
